Uphold — the major U.S. crypto exchange — has published a bullish XRP forecast based on analysis by xAI’s Grok model, putting peak-cycle targets between $9 and $13. With XRP trading near $1.80 at the time of the report, those levels imply roughly 343% and 540% gains, respectively.
How Grok reached those numbers
- Uphold shared Grok’s conversation-style analysis, in which the AI ran multiple forecasting approaches. The model referenced Bitcoin’s four-year halving cycle — a framework historically linked to altcoin rallies — and applied technical techniques including linear regression.
- Under different assumptions, Grok produced a range of outcomes: a theoretical high near $33 using late-stage bull market logic, $13 from linear regression, and a $9–$13 window the model called “reasonable” for a cycle top (Grok flagged November 2025 as a likely peak timing).
- The model also generated far more optimistic scenarios ($111–$165) if you layer in full institutional adoption and the removal of regulatory risk — figures Grok itself labeled unrealistic under normal market conditions.
Why some see the prediction as credible
- Institutional developments have materially changed XRP’s narrative this cycle. The SEC v. Ripple lawsuit resolved, clearing a major regulatory overhang. Multiple asset managers launched XRP-linked ETFs that had accumulated about $1.18 billion in net assets at the time of writing.
- Ripple secured conditional approval to charter a National Trust Bank, further bolstering institutional legitimacy.
- XRP’s volatility and late-cycle strength are proven: the token rallied almost 5x during the November 2024 surge, demonstrating how quickly price can move in bullish conditions.
What $9 and $13 would mean
- A $9 XRP would imply a market cap of roughly $519 billion; $13 would push XRP toward a $1 trillion valuation. Those outcomes would require large inflows and sustained upward pressure on supply and demand.
Caveats and market skepticism
- Despite the bullish framing, the forecast faces real hurdles: the sizable percentage gains required and limited time remaining in 2025 make the targets ambitious. Momentum has cooled since October, and many analysts caution that late-cycle rallies must overcome slowing price action to hit such peaks.
- Some market observers — including Raoul Pal, Willy Woo, and Dan Tapiero — argue that the old four-year halving cycle dynamics may be changing because of institutional participation and broader liquidity shifts, adding uncertainty to cycle-based models.
Bottom line
Uphold’s Grok-driven analysis offers one of the more detailed bullish scenarios for XRP heading into 2026, combining technical cycle theory with optimistic institutional tailwinds. It presents a clear “what-if” roadmap ($9–$13 as plausible cycle tops) while also acknowledging that reaching those levels would require strong catalysts and renewed momentum. Markets will be watching ETF flows, institutional adoption, and macro liquidity as key determinants of whether Grok’s vision becomes reality.
Read more AI-generated news on: undefined/news
