Crypto commentator Apex Crypto has fired back at a recent analysis from Lewis Jackson, calling the video’s conclusions about XRP “dangerous junk” and warning the community not to be misled.
Jackson’s YouTube breakdown argued that banks don’t need to hold large amounts of XRP to use Ripple’s cross‑border payments rails, and that institutions would simply recycle existing circulating XRP when transacting. From that premise he concluded that XRP’s on‑ledger utility won’t translate into a meaningful price boost — ruling out very high price targets — and proposed what he called a “Jackson Liquidity” framework to support that view.
Apex Crypto rejected those claims outright. In an X post he said Jackson’s presentation was “packed with profound misunderstandings,” rife with “blatant inaccuracies” and “outright nonsense” about how the XRP Ledger (XRPL), Interledger, AMMs and Ripple’s solutions operate. He argued that accepting Jackson’s framework would require dismissing the documented technical positions of Ripple’s CTO David Schwartz — something Apex called “obviously impossible.”
Beyond technical pushback, Apex warned that the video’s tone — positioning Jackson as the lone person who “figured it out” — and its definitive assertions are potentially harmful to newcomers. He urged XRP holders not to panic, saying the fundamentals and potential of the token remain intact and that Jackson’s conclusions should be “shredded, discarded, and ignored.”
Apex also made a point of tempering the confrontation: he said his criticism was not a personal attack and that he respects Jackson’s past efforts, but that the specific analysis published in this video is a real concern for the community due to its inaccuracies and presentation as settled fact.
Market snapshot: at the time of writing, CoinMarketCap lists XRP at roughly $1.91, up about 2% over the past 24 hours.
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