February 27, 2026 ChainGPT

Gate.com's Malta Arm Wins PSD2 License, Opens Door to EU-Wide Crypto Payments

Gate.com's Malta Arm Wins PSD2 License, Opens Door to EU-Wide Crypto Payments
Gate.com’s Malta arm has just taken a big regulatory step toward scaling crypto payments across Europe. Gate Technology Ltd — the Malta-based entity of the global crypto exchange Gate — announced it has been granted a Payment Institution license under the EU’s Second Payment Services Directive (PSD2) by the Malta Financial Services Authority (MFSA). That approval places Gate among a small group of crypto-native firms to win this level of banking-related regulatory clearance in Europe. Why it matters - A PSD2 payment institution license allows Gate to offer regulated payment services and to expand those services across the European Union using passporting rights. That gives the firm a compliant route to integrate traditional finance rails with Web3 products and payment flows. - The clearance complements Gate’s earlier regulatory wins in Malta, including a MiCA license that authorizes its exchange and custody services under the EU crypto markets framework. Together, the licenses create a clearer compliance pathway for both retail and institutional users. Company positioning Giovanni Cunti, CEO of Gate Technology Ltd, said the PSD2 license “positions Gate to build infrastructure between traditional finance and Web3,” and establishes a foundation for future financial services while delivering regulatory certainty to clients across Europe. Global compliance footprint Gate stressed that its regulatory strategy extends beyond Malta, covering jurisdictions such as Cyprus, the Bahamas, Japan, Australia and Dubai — signaling a push to align its product suite with multiple regional rulebooks as it scales. Platform scale Founded in 2013, Gate’s flagship platform Gate.com serves more than 49 million users worldwide and — per company data — ranks among the top three crypto exchanges globally by market share. Regulatory note The company’s announcement included the usual caution that the message is not an offer or investment recommendation, and that services may be restricted or prohibited in certain regions. Read more AI-generated news on: undefined/news