March 22, 2026 ChainGPT

5.66M Small Holders Fuel XRP Rally as Institutions Remain Cautious

5.66M Small Holders Fuel XRP Rally as Institutions Remain Cautious
Headline: Retail Buyers Power XRP’s Rally as Institutions Stay on the Sidelines A new report from 10x Research highlights a growing split in crypto capital flows: Wall Street money continues to favor assets like Solana and Ethereum, while XRP’s recent momentum is being driven largely by retail investors. 10x Research attributes XRP’s price resilience to “strong retail demand and expanding utility,” noting that the XRP ecosystem is seeing increased adoption even as institutional appetite remains muted. The report frames this as a contrast to other large tokens: Solana showed robust institutional interest with roughly $20 million in ETF net inflows for the week, while Ethereum recorded about $60 million in institutional outflows. XRP-related ETFs registered only modest inflows — about $0.6 million — underscoring how cautious many institutional players remain despite the network’s growing user base. On-chain metrics back up the retail story: blockchain analytics firm Santiment reports the XRP Ledger recently reached 5.66 million wallets holding under 100 XRP, a sign of rising grassroots participation. The XRPL is also developing more real-world use cases, according to the report, but the lack of substantial institutional capital suggests Wall Street is taking a conservative stance for now. That dynamic leaves XRP’s near-term trajectory looking retail-driven: strong grassroots demand and expanding utility could sustain momentum, but broader institutional endorsement has yet to arrive. Read more AI-generated news on: undefined/news